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Key Takeaway Therapy costs in Pennsylvania vary depending on your insurance plan, deductible, and copay, so contacting your carrier directly is the most reliable first step. Bright Circle Counseling accepts several major insurance plans, including Highmark BCBS, UPMC Health Plan, Aetna, UnitedHealthcare, and Cigna. Self-pay options are available for adults without in-network coverage, and a free 15-minute phone consultation is offered with no commitment required. Telehealth s